EMPLOYERS LIABILITY INSURANCE
WHO NEEDS EMPLOYERS LIABILITY?
It is a legal requirement to have an Employers Liability policy in place, with a minimum of £5,000,000 cover, for companies, individuals or any business who employ any other person.
The legal requirement for employers to purchase Employers Liability insurance was introduced under
The Employers’ Liability (Compulsory Insurance) Act 1969.
The Act requires virtually all employers to have a minimum level of insurance to cover any claims for compensation from employees.
WHO DOESN’T REQUIRE EMPLOYERS LIABILITY COVER?
- Small family run businesses where all employees have close family links with the principal of the business e.g. a son/ daughter, father/mother and siblings. This exclusion does not apply if the business is a limited company.
- Limited companies where the only employee holds at least 51% of the shares in the company
- Certain government departments and agencies
As an independent insurance broker, we provide wide market access to all of our clients. We also provide a designated claims management service, meaning that you won’t be passed between different people and you will have a direct point of contact within our team.
If you want to learn more about how we could help you, follow the link below.
WHAT CLIENTS SAY
Since moving to Trinity Insurance, any problem I’ve had has been dealt with immediately, efficiently and with no fuss.I can’t speak highly enough of Karen; and her knowledgable approach to claims management, it’s great to be working with her once again.
Thanks Karen, you have done more in one day than our previous broker did in a year.
I can’t thank Trinity enough for the service they have provided us. The professionalism and personal touch shown by Karen are to the highest standard. Highly recommend.
We have been working with Eugene and the team for years. Their knowledge is second to none, they’re really helpful, efficient and friendly, would thoroughly recommend them.
“Nathan has been quick and resourceful in arranging tailor-made insurance that gives our business comprehensive cover. He’s always available when we need him and responds promptly, which is exactly what we value in a broker. He also goes the extra mile beyond insurance, adding a personal touch that we really appreciate. We would happily recommend Nathan and Trinity.” – Johnson Care Group Holdings Limited
I can’t recommend Nathan Warwick at Trinity Indemnity highly enough. From the very first conversation, his customer service has been exceptional. He’s knowledgeable, responsive, and genuinely invested in finding the right cover for my needs. The policies he’s found me have been competitive and great value, and he always takes the time to explain my options clearly so I know exactly what I’m getting.
What really sets Nathan apart is that he always has time for me. Whether it’s a quick question or a more complicated issue, he’s patient, approachable, and never makes me feel rushed. It’s rare to find a broker who combines expertise with such a personal touch. If you’re looking for someone who will look after your interests, Nathan is the person to call.”
“Trinity Insurance really are a one stop shop for all our insurance needs. Nathan and the team consistently go above and beyond, always putting our interests first and making sure we have the right protection in place. Professional, proactive and genuinely a pleasure to deal with. We couldn’t recommend them highly enough.”